A Great Property with the Wrong Financing
Commercial real estate has a reputation issue that goes beyond the buildings themselves. The industry often discusses risk as if it is rooted entirely in the asset: the wrong location, an unsuitable tenant mix, or poor market timing. These factors certainly matter, but they are not necessarily where most investments run into trouble. According to […]
Sarah Kim on the Power of Choice in Achieving Financial Freedom
Retirement can mean something different to every woman. For one, it may be the long-awaited opportunity to step away from a demanding career. For another, it could mean travelling, helping her children purchase their first homes, or having the financial stability to rebuild her life after losing a spouse. While these visions may vary, they […]
How Al Curiel’s Family Business Experience Shaped His Approach to Ownership and Home Financing
For many family business owners, succession involves more than deciding who may eventually take over the company. It can also mean recognizing that the next generation may want to pursue a very different path. That possibility has influenced the way Al Curiel thinks about entrepreneurship, financial planning, and homeownership. Curiel, founder of Associates in Real […]
Kelli Gabriel Examines the Emotional Forces Behind Financial Decision-Making
Financial literacy can offer people a framework for understanding how money can be managed, saved, and invested. However, financial knowledge by itself may explain only part of the way people behave with money. Kelli Gabriel, CEO and founder of Stewardship Private Wealth Management, believes financial decisions are also shaped by emotional states, learned behaviors, reward […]
The Numbers Small Businesses Can’t Afford to Ignore
The U.S. small business economy has grown to a scale where financial mismanagement can have greater consequences than ever before. There are now 36.2 million small businesses across the country, representing 45.9% of private sector employment and 43.5% of economic activity, according to the U.S. Small Business Administration’s latest figures. Yet the business owners powering […]
The Impending Global Wealth Transfer Exposes Finance’s Biggest Blind Spot
The world’s wealth is becoming increasingly mobile, but the systems designed to transfer it remain stubbornly tied to geography. Some 304 million people lived outside their country of birth in 2024, nearly twice the figure recorded in 1990, according to the United Nations. Their financial lives can span several jurisdictions long after a migration begins. […]
Dr. Noah McArthur on How Financial Literacy Can Strengthen American Households and Build Long-Term Economic Confidence
In today’s economy, the ability to understand money, markets, and financial decision-making can shape life outcomes, from the earliest job to retirement planning. Despite decades of economic growth, many Americans continue to grapple with basic financial concepts, hindering stability and long-term well-being. According to a report, U.S. adults on average correctly answer only about 49% […]
From Monthly Expense to Financial Asset: How Rent Reporting Is Rewriting the Rules of Credit Access
Credit access plays a meaningful role in financial mobility, yet the mechanisms used to build credit histories have not always captured the full scope of household payments. For many renters, monthly rent, often their largest expense, has traditionally sat outside credit reporting systems, limiting how that financial behavior is reflected in credit profiles. Recent data […]
Zoë Freeman: Restoring Clarity When Organisations Lose Sight of What Matters
In many organisations, the most significant risks do not appear suddenly. They build over time, often obscured by layers of reporting, competing priorities, and transformation activity that no longer reflect reality. By the time leadership recognises the problem, delivery may have slowed, governance may have weakened, and financial visibility may no longer align with operational […]
Building Trust Through Flexibility: How TSC Security Balances Financial Caution With Strong Cyber Protection
In today’s business environment, financial restraint has become essential rather than optional. Political changes, shifting markets, and unpredictable investor sentiment are pushing leaders to carefully assess every expense. While many executives are delaying major hires or postponing large initiatives, Dave Anderson, Founder of TSC Security, believes that safeguarding digital assets should never be deprioritized. “Being […]